Mortgage Calculator
Estimate monthly home-loan repayments and total interest.
Enter values
$
% p.a.
years
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—
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principal
Outstanding balance over time
Amortisation schedule · yearly
YrPrincipalInterestBalance
The formula
EMI = P · r · (1 + r)ⁿ / ((1 + r)ⁿ − 1)
All calculations run locally in your browser and update instantly as you type.
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Frequently asked questions
Does this include taxes and insurance?+
No — this estimates principal and interest only. Property tax, insurance and fees vary by location and lender.
All calculations run locally in your browser. Nothing you type is sent to a server.