SIP Calculator
Future value of a monthly systematic investment plan.
Enter values
$
% p.a.
years
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The formula
FV = P × [((1 + i)ⁿ − 1) / i] × (1 + i)
All calculations run locally in your browser and update instantly as you type.
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Frequently asked questions
What return should I assume?+
Returns are never guaranteed. Long-run equity averages of 10–12% are often used for illustration, but actual results vary year to year.
Are contributions made at the start of the month?+
Yes — this uses the annuity-due formula, assuming each instalment is invested at the beginning of the month.
All calculations run locally in your browser. Nothing you type is sent to a server.